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ATLANTA, GA · METRO ATLANTA EDITION · TUESDAY, NOVEMBER 10, 2026
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Court Voids Home Saver 911 Contracts

Published November 10, 2026 at 9:18 am | By HERE City State Desk, Staff Reporter

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From the HERE City State Desk

ATLANTA, Ga. — Dozens of Georgia homeowners who say they signed away their houses while looking for help with foreclosure are due to get their deeds back under a court judgment announced Monday by Georgia Attorney General Chris Carr.

The ruling came Nov. 6, when a judge in Fulton County approved a final consent judgment settling the state’s suit against Home Saver 911 LLC, a metro Atlanta company also known as Flex Financial 911. It closes out a case the attorney general brought in September 2025 on behalf of more than 70 homeowners.

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Under the judgment, every contract Georgia consumers signed with the two companies is unenforceable, and the companies cannot pursue anyone for money paid to them or on a consumer’s behalf. Any property still titled to either company has to be deeded back to the homeowner by Nov. 20, 2026.

People who already lost a home to foreclosure can apply for any surplus funds from the sale, and the companies are barred from claiming that money themselves. Both are also permanently banned from residential real estate deals anywhere in Georgia.

The company marketed itself as a source of cash to help people get back on their feet financially. The state’s complaint alleged the companies pitched personal loans and foreclosure help through high-pressure sales tactics. Homeowners signed paperwork believing they were taking out a loan, the state said, without being told the deal also handed title to their primary home to the company.

When the suit was filed last year, the attorney general’s office said at least 73 homeowners had signed the contracts and at least 12 had already been evicted. A judge then issued a temporary restraining order that largely stopped the company from doing business.

Carr said in a statement that his office acted to protect Georgia families from predatory practices and that the outcome sends a message such conduct will not be tolerated in the state. A year earlier, in August 2025, his office won an order voiding Georgia contracts with MV Realty, a Florida brokerage accused of steering homeowners into 40-year listing agreements.

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Section: More Atlanta GA crime news

Filed under: Atlanta GA Crime News

What's Happening
What did the court order Home Saver 911 to do?
Return title to every property still in its name or Flex Financial 911's name by Nov. 20, 2026, and stop collecting on its Georgia contracts.
How many homeowners were affected?
More than 70 Georgia homeowners, according to the attorney general's office.
Can the companies keep doing business in Georgia?
No. They are permanently barred from residential real estate transactions in the state.
HERE City State Desk
HERE Atlanta · CRIME

HERE is a staff reporter for HERE Atlanta covering local news, community stories, and developments across Fulton County. HERE is committed to accurate, community-first journalism.

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